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							Semi-Monthly Net Pay		$2,000.00
							Even Bi-Weekly Net Pay		$0.00
Standard monthly bills							Odd Bi-Weekly Net Pay		$0.00
	Bils
	Description	Amount	Description	Amount	Description	Amount	Description	Amount	Totals		Notes
1st	Rent	$1,000.00							$1,000.00
2nd									$0.00
3rd									$0.00
4th									$0.00
5th									$0.00
6th									$0.00
7th									$0.00
8th	Electric	$100.00							$100.00
9th	Gas	$40.00							$40.00
10th	Water	$20.00							$20.00
11th									$0.00
12th									$0.00
13th									$0.00
14th									$0.00
15th									$0.00
16th									$0.00
17th									$0.00
18th	Car Payment	$400.00							$400.00
19th	Auto/Renters Ins.	$100.00							$100.00
20th									$0.00
21st									$0.00
22nd									$0.00
23rd									$0.00
24th									$0.00
25th									$0.00
26th									$0.00
27th	Visa	$50.00							$50.00
28th	Mastercard	$40.00							$40.00
29th	Discover	$70.00							$70.00
30th									$0.00
31st									$0.00
	Blue denotes payment via Online Billpay				Black denotes manual payments
	Green denotes payments via individual bill website



	Desired Checking account buffer:		500
Checking and savings balances day before paydates											Bi-weekly expenditures
Date	Checking Balance		Savings								Auto fuel	$50.00
1-Jan	$1,000.00		$0.00								Groceries & Household Goods	$200.00
14-Jan	$390.00		$0.00
30-Jan	$890.00		$390.00
14-Feb	$890.00		$390.00
27-Feb	$1,850.00		$1,740.00
14-Mar	$850.00		$1,740.00
30-Mar	$1,700.00		$2,940.00								Total	$250.00
14-Apr	$890.00		$2,940.00
29-Apr	$1,740.00		$4,180.00								Weekly expenditures
14-May	$890.00		$4,180.00								Spending Cash	$100.00
30-May	$1,640.00		$5,320.00
14-Jun	$890.00		$5,320.00
29-Jun	$1,740.00		$6,560.00
14-Jul	$890.00		$6,560.00
30-Jul	$1,740.00		$7,800.00
14-Aug	$790.00		$7,800.00
30-Aug	$1,640.00		$8,940.00								Total	$100.00
14-Sep	$890.00		$8,940.00
29-Sep	$1,740.00		$10,180.00
14-Oct	$890.00		$10,180.00
30-Oct	$1,390.00		$11,070.00
14-Nov	$859.00		$11,070.00
29-Nov	$1,709.00		$12,279.00
14-Dec	$890.00		$12,279.00
30-Dec	$1,640.00		$13,419.00

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Debt

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