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| House Price | | Mortgage | Deposit | Selling Price | Profit | Remainder from deposit | ISA | Cash before fees | Cash after fees | Monthly | | | | | | | | | £150,000.00 | 75% | £112,500.00 | £37,500.00 | £122,122.00 | £46,317.73 | £8,817.73 | £0.00 | £8,817.73 | -£10,699.40 | | | | | | | | | | | | | | | | | <£175k | -£10,699.40 | -£611.98 | | | | | | | | | 85% | £127,500.00 | £22,500.00 | | | £23,817.73 | £0.00 | £23,817.73 | £4,300.60 | -£700.08 | | | | | | | | | Fees | | | | | | | | | | | | | | | | | | | Solicitors | | Estate Agents | Surveys | Stamp Duty | Moving Costs | Total Fees | Above mortgage | Fees & Other | | | | | | | | | | | £1,637.00 | | £1,402.13 | £300.00 | £0.00 | £500.00 | £3,839.13 | £15,678.00 | £19,517.13 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 2 year fixed rate, 75% LTV | | | | | | | | | | | | | | | | | | | Loan Value | Period | 2 year Interest Rate | Monthly Payment | Other Costs | Total monthly cost | 3-5 year Interest Rate | Monthly Payment | 2 year cost | 5 year cost | Notes | | | | | | | | | £112,500.00 | 25 | 4.14 | -£602.55 | -£13.00 | -£615.55 | 6.09 | -£731.04 | -£14,617.14 | -£40,934.61 | HSBC PLUS 2 year fixed, no fee | | | | | | | | | £112,500.00 | 25 | 4.29 | -£611.98 | | -£611.98 | 6.09 | -£731.04 | -£14,687.47 | -£41,004.94 | HSBC, 2 year fixed, no fee | | | | | | | | | £112,500.00 | 25 | 5.24 | -£673.49 | | -£673.49 | 5.24 | -£673.49 | -£16,163.76 | -£40,409.41 | HSBC, 5 year fixed | | | | | | | | | £112,500.00 | 25 | 2.49 | -£504.13 | -£1,199.00 | -£604.04 | | | | | | | | | | | | | | £112,500.00 | 25 | 5.09 | -£663.58 | | -£663.58 | 6.09 | -£731.04 | -£15,925.83 | -£42,243.30 | TSB, 2 year fixed, no fee | | | | | | | | | £112,500.00 | 25 | 3.84 | -£583.92 | -£37.96 | -£621.88 | 6.09 | -£731.04 | -£14,925.15 | -£41,242.62 | HSBC PLUS 2 year fixed, with fee | | | | | | | | | £112,500.00 | 25 | 3.99 | -£593.20 | -£24.96 | -£618.15 | 6.09 | -£731.04 | -£14,835.69 | -£41,153.16 | HSBC 2 year fixed, with fee | | | | | | | | | £36,000.00 | 25 | 5.09 | -£212.34 | | | | | | | TSB, 2 year fixed on additional | | | | | | | | | £76,500.00 | 25 | 2.5 | -£343.19 | | -£555.54 | 6.09 | -£731.04 | -£13,332.87 | -£39,650.34 | TSB current deal | | | | | | | | | £36,000.00 | 25 | 6.39 | -£240.61 | | | | | | | TSB, 5 year fixed on additional | | | | | | | | | £76,500.00 | 25 | 3 | -£362.77 | | -£603.38 | 6.09 | -£731.04 | -£14,481.06 | -£40,798.53 | TSB current deal | | | | | | | | | £0.00 | 25 | 5.99 | £0.00 | -£25.00 | -£25.00 | 6.09 | £0.00 | -£600.00 | -£600.00 | HSBC 2 year fixed, with fee, 90% | | | | | | | | | £112,500.00 | 25 | 3.94 | -£590.10 | -£83.33 | -£673.43 | 6.09 | -£731.04 | -£16,006.30 | -£42,323.77 | First Direct, 2 year fixed | | | | | | | | | | | | | | | | | | | | | | | | | | | 2 year fixed rate, >75% LTV | | | | | | | | | | | | | | | | | | | £135,000.00 | 25 | 5.99 | -£868.98 | -£25.00 | -£893.98 | 6.09 | -£877.25 | -£21,455.56 | -£53,036.53 | HSBC, 2 year fixed, no fee, 90%LTV | | | | | | | | | £51,000.00 | 25 | 6.89 | -£356.89 | | | | | | | TSB, 2 year fixed on additional @ 85% LTV | | | | | | | | | £76,500.00 | 25 | 2.5 | -£343.19 | | -£700.08 | 6.09 | -£877.25 | -£16,801.88 | -£48,382.85 | TSB current deal | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
