House Price		Mortgage	Deposit	Selling Price	Profit	Remainder from deposit	ISA	Cash before fees	Cash after fees	Monthly
£150,000.00	75%	£112,500.00	£37,500.00	£122,122.00	£46,317.73	£8,817.73	£0.00	£8,817.73	-£10,699.40
								<£175k	-£10,699.40	-£611.98
	85%	£127,500.00	£22,500.00			£23,817.73	£0.00	£23,817.73	£4,300.60	-£700.08
Fees
Solicitors		Estate Agents	Surveys	Stamp Duty	Moving Costs	Total Fees	Above mortgage	Fees & Other
£1,637.00		£1,402.13	£300.00	£0.00	£500.00	£3,839.13	£15,678.00	£19,517.13
2 year fixed rate, 75% LTV
Loan Value	Period	2 year Interest Rate	Monthly Payment	Other Costs	Total monthly cost	3-5 year Interest Rate	Monthly Payment	2 year cost	5 year cost	Notes
£112,500.00	25	4.14	-£602.55	-£13.00	-£615.55	6.09	-£731.04	-£14,617.14	-£40,934.61	HSBC PLUS 2 year fixed, no fee
£112,500.00	25	4.29	-£611.98		-£611.98	6.09	-£731.04	-£14,687.47	-£41,004.94	HSBC, 2 year fixed, no fee
£112,500.00	25	5.24	-£673.49		-£673.49	5.24	-£673.49	-£16,163.76	-£40,409.41	HSBC, 5 year fixed
£112,500.00	25	2.49	-£504.13	-£1,199.00	-£604.04
£112,500.00	25	5.09	-£663.58		-£663.58	6.09	-£731.04	-£15,925.83	-£42,243.30	TSB, 2 year fixed, no fee
£112,500.00	25	3.84	-£583.92	-£37.96	-£621.88	6.09	-£731.04	-£14,925.15	-£41,242.62	HSBC PLUS 2 year fixed, with fee
£112,500.00	25	3.99	-£593.20	-£24.96	-£618.15	6.09	-£731.04	-£14,835.69	-£41,153.16	HSBC 2 year fixed, with fee
£36,000.00	25	5.09	-£212.34							TSB, 2 year fixed on additional
£76,500.00	25	2.5	-£343.19		-£555.54	6.09	-£731.04	-£13,332.87	-£39,650.34	TSB current deal
£36,000.00	25	6.39	-£240.61							TSB, 5 year fixed on additional
£76,500.00	25	3	-£362.77		-£603.38	6.09	-£731.04	-£14,481.06	-£40,798.53	TSB current deal
£0.00	25	5.99	£0.00	-£25.00	-£25.00	6.09	£0.00	-£600.00	-£600.00	HSBC 2 year fixed, with fee, 90%
£112,500.00	25	3.94	-£590.10	-£83.33	-£673.43	6.09	-£731.04	-£16,006.30	-£42,323.77	First Direct, 2 year fixed
2 year fixed rate, >75% LTV
£135,000.00	25	5.99	-£868.98	-£25.00	-£893.98	6.09	-£877.25	-£21,455.56	-£53,036.53	HSBC, 2 year fixed, no fee, 90%LTV
£51,000.00	25	6.89	-£356.89							TSB, 2 year fixed on additional @ 85% LTV
£76,500.00	25	2.5	-£343.19		-£700.08	6.09	-£877.25	-£16,801.88	-£48,382.85	TSB current deal

	10/01/09	02/10/09	03/10/09	04/10/09	05/10/09	06/10/09	07/10/09	08/10/09	09/10/09	10/10/09	11/10/09	12/10/09
NSandI ISA	£2,000.00	£2,000.00	£2,000.00	£3,000.00	£3,000.00	£3,000.00	£3,000.00	£3,000.00	£3,000.00	£3,000.00
TSB Current	£5,256.10	£5,157.01	£4,652.55	£5,231.99	£4,642.89	£4,742.60	£5,414.10	£4,920.10	£4,920.10	£4,230.54
TSB Savings	£2,881.09	£2,877.38	£3,029.65	£2,681.86	£2,833.52	£2,985.03	£1,905.35	£2,079.27	£2,078.43	£1,933.34
TSB CC		-£725.93	-£1,130.43	-£2,636.90	-£3,092.39	-£2,991.64	-£51.95	-£727.63	-£728.42	-£1,705.69
A&L Current	£268.45	£328.06	£655.44	£1,309.55	£924.44	£785.26	£632.91	£836.12	£836.12	£813.20
A&L ISA	£1,855.06	£1,855.06	£1,855.06	£-
HSBC	£-			£-
Egg	-£517.42	-£465.32	-£457.59	£-
Total	£11,743.28	£11,026.26	£10,604.68	£9,586.50	£8,308.46	£8,521.25	£10,900.41	£10,107.86	£10,106.23	£8,271.39
Royal Skandia
SPILA
Standard Life Shares
Legal & General ISA John	£4,727.35
Legal & General ISA Nicola	£4,727.35
	£500 Mortgage		£1,000.00
Budget	Monthly	Yearly	Monthly	Yearly
Bills	£400.00		£400.00
Car	£40.00	£600.00	£40.00	£500.00
Entertainment	£60.00		£60.00
Groceries	£700.00		£600.00
Holidays		£700.00		£700.00
Household		£600.00		£600.00
Insuance	£100.00		£100.00
Mortgage	£500.00		£800.00
Savings	£411.00		£150.00
Shopping		£1,000.00		£800.00
Withdrawl	£500.00		£500.00
Yearly fraction	£241.67		£216.67
Total	£2,952.67	£2,900.00	£2,866.67	£2,600.00
Wages	Delta		Delta
£2,920.00	-£32.67		£53.33