Zoho Sheet

Deferred Interest Financing Calculator

This spreadsheet calculates the interest savings and the potential costs for

a deferred interest financing offer. For more information, see

Assumptions

Amount charged

$2,000.00

Minimum payment

2.00%

of outstanding balance (set to 0 if no payment is required)

Length of same-as-cash promo period

months

Interest rate on savings account or credit card

2.50%

Deferred interest APR

21.90%

Calculations

Amount owed at end of promo

$1,569.43

Interest earned or saved if everything goes well

$44.62

Deferred interest if something goes wrong

$392.89

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